Synchrony HVAC Financing

A new HVAC system is a real investment, and not everyone wants to drain savings to pay for it upfront. I offer Synchrony Home financing so you can get the equipment your home needs now and spread the payments over time. I have been offering Synchrony for years because it gives customers flexible terms and real breathing room on larger installs.

How Synchrony Home Financing Works

Synchrony Home is a credit card designed for home improvement purchases. When you get a new Trane system, a geothermal install, or another qualifying HVAC upgrade from me, you can apply for the Synchrony Home card. If approved, the full job cost can go on the card and you make fixed monthly payments over the promotional term.

Terms depend on the current promotional plans available and the purchase amount. I will go over the specific options at the time of your estimate. Current promotional rates are available when you call, because they do change periodically.

Typical Terms Available

• 12 to 60 month promotional terms
• Promotional plans may include 0% APR options when the balance is paid in full before the term ends
• Equal monthly payment plans also available
• Subject to credit approval
• Minimum purchase may apply

What Qualifies for Synchrony Financing

Synchrony through Hartzell’s is available for:

• New HVAC system installs (air conditioner, heat pump, furnace, air handler)
• Geothermal heat pump installations
• Ductless mini-split system installs
• Full system replacements and major equipment upgrades

It is not available for service calls, diagnostic visits, or routine maintenance.

Why I Offer Synchrony

With 45 years in HVAC, I have watched plenty of customers delay a needed replacement because they did not have the cash on hand. A 15-year-old system that is limping along will cost you more in repairs and high utility bills than a new efficient unit would cost per month on a payment plan. Synchrony gives customers a real path to getting the right equipment without waiting.

I am not a bank. I am an HVAC contractor in Kingfisher with 4.8 stars from 276 reviews. I offer Synchrony because it is a straightforward option that has helped a lot of my customers get off the fence and into a comfortable home. Call me at 405-375-4822 and I will explain the current terms.

Frequently Asked Questions

What is the Synchrony Home credit card for HVAC?

The Synchrony Home card is a revolving credit line offered through select home improvement contractors. I offer it as a financing option for qualifying HVAC system installs. It comes with promotional terms such as deferred interest or equal monthly payments, subject to credit approval.

How long are the promotional financing terms with Synchrony?

Promotional terms vary by plan, typically ranging from 12 to 60 months. Some plans offer 0% APR for the promotional period when the full balance is paid before the term ends. Ask about current promotional rates when you call 405-375-4822.

Does Synchrony do a hard credit pull?

Applying for the Synchrony Home card typically involves a hard credit inquiry. This is standard for revolving credit accounts. If you want to check your options without a hard pull, ask me about Wisetack, which uses a soft pull only.

Can I use Synchrony financing for a service call or repair?

Synchrony financing through Hartzell’s is available for new HVAC system installs, geothermal installations, and major equipment upgrades. It is not available for routine service calls or diagnostic visits.