Hartzell's Heat & Air truck parked in front of geothermal ground loop drill rig at new construction home in Oklahoma

Geothermal Heat Pumps in Oklahoma: Homeowner Decision Hub

Geothermal in Oklahoma is a long-term system: the loop lasts, and in 700+ geothermal jobs since 2017 I have not replaced one. I look at your load, your ductwork and your loop options before anyone talks equipment, and the estimate on a new system is free. On a place with a well, stock tanks and a pond, there is a second way to do it: farm and ranch geothermal.

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Free Saturday and Sunday consultations. I look at the house, the yard and what is heating it now, size the system and walk you through the numbers, at no charge and with no obligation. For geothermal I travel statewide, as availability allows. Start now and the loop work and the install still fit before Thanksgiving, where the schedule allows. New-system estimates are free on weekdays too. Call 405-375-4822 to set a time. The online booking link on this page is for repair and diagnostic visits, which are paid.

Start here: real geothermal proof and real numbers

Written by Dave Hartzell, owner of Hartzell’s Heat & Air, 602 S Main St, Kingfisher. I hold an Oklahoma Master HVAC license and IGSHPA accreditation for geothermal, my techs are NATE certified, and I am a Trane Comfort Specialist (TCS SELECT) dealer and a Mitsubishi Diamond Dealer. 47 years in the trade, and 15+ years running my own shop in Kingfisher.

Last updated October 3, 2026.

Direct answer: geothermal makes sense in Oklahoma when the house, the loop option and the budget line up, and the loop is the part that lasts. In 700+ geothermal jobs at Hartzell’s Heat & Air since 2017 I have not replaced a loop field. For a unit replacement on a loop you already have, most of my jobs run $20,000 to $25,000. New-system estimates are free. I built this hub so you can pick the next useful step without me treating every call like a replacement sale. I also pulled ten years of Oklahoma electricity rate history from the federal filings, so you can see what power has actually done around here.

Full Coverage Geothermal Plan: $0 upfront

If the upfront cost is what stands between you and geothermal, there is a lease path. I am an Approved Palmetto Partner, and Hartzell’s Full Coverage Geothermal Plan is a 10-year lease: $0 upfront and 120 monthly payments.

One payment covers the system, the ground loop and the install, and the maintenance, filters, repairs and service labor ride inside it, subject to the terms of the contract. I stay your service company for the whole term.

  • Approved example: a $25,000 system is $225 a month.
  • Approved example: a $40,000 system is $332 a month.

Both examples are a flat payment: the same payment every month for all 10 years. Or you can start lower with a small yearly increase (0.99% or 1.99%); you pay the same total either way. Nothing is due up front, and extra payments are optional. At the end of the term you can buy it out for about 22% of the job cost, about $5,500 on a $25,000 system or about $8,800 on a $40,000 system.

Your payment depends on the total cost of your job. These are examples, not a quote. Disclaimer: Labor, filters, and preventative maintenance are all subject to terms and limitations included in the contract. Inflation-Proof Protection is based on expected inflation costs on services covered under the contract for the ten-year term. Interest Paid is estimated on an annual percentage rate expressed as a yearly percentage and does not imply that the Monthly Payment is exclusive of lease costs related to the geothermal system.

It is a lease, not a purchase. Palmetto owns the system during the term, so $0 upfront does not mean you own it at the end unless you take the buyout. It is for residential geothermal only, and not for projects over $200,000.

See how the Full Coverage Geothermal Plan works

Call 405-375-4822 and I will walk you through it. Want the month-by-month picture? Read what geothermal costs per month.

What does geothermal cost in Oklahoma?

Most unit replacements on a loop you already have run $20,000 to $25,000 in my records. A new system is quoted after I see the ground, and that estimate is free.

Review geothermal cost drivers

How is a geothermal system installed?

I size it from a heat load calculation, design the loop for your ground, and my OWRB-licensed driller drills any vertical bores.

Plan a geothermal installation

Is my geothermal system keeping up?

My geothermal diagnostic is $348 flat, any hour: loop pressure, refrigerant charge, desuperheater, controls and heat exchanger, with a written report.

Use the geothermal repair path

What a sound decision needs

  • A load and ductwork review, not a tonnage guess.
  • A realistic loop design and access plan.
  • Operating measurements for an existing system.
  • Current written pricing, incentive, financing, maintenance, and warranty documents before relying on a changing claim.
How a ground loop moves heat between your house and the ground January air: about 10°F Heat comes up out of the ground July air: about 105°F Heat goes down into the ground Ground: 60°F every day of the year
The air swings from 10 degrees in January to 105 in July. At loop depth the ground sits near 60 all year, so that is what my systems trade heat with instead of the air. The fluid in the loop never stops moving: in winter it carries heat up into the house, in summer it carries heat out of the house and puts it in the ground. The U.S. Department of Energy explains the same principle in its overview of geothermal heat pumps.

Loop types for Oklahoma properties

The loop is the part of a geothermal system you cannot see and cannot easily change later, so I pick it from the property, not from habit. Here is how the four loop types line up on Oklahoma land.

Loop typeBest fitWhat I checkCommon mistake
Horizontal closed loopRural acreage, open yards, new construction, farm and shop properties.Trench access, soil moisture, loop length, header route, equipment location, and how the yard gets put back.Underestimating yard disruption, or trenching where a building or fence is planned.
Vertical closed loopTown lots, tight yards, mature landscaping, sites without room to trench.Drill rig access, bore depth and count, grout, utility markings, setbacks, and manifold location.Quoting before drilling access and bore count are realistic.
Pond or lake loopProperties with a suitable private pond.Depth, water level through a dry summer, distance to the mechanical room, and protection from damage.Assuming any pond is deep or stable enough.
Open loop (well water)Rural sites with enough clean, reliable water and a place to discharge it.Water quantity, mineral content, scaling and corrosion risk, pump cost, and discharge rules.Ignoring water quality and the long-term maintenance it brings.

I design the loop and size the system. The drilling itself is done by my OWRB-licensed driller. The side-by-side detail is on horizontal vs vertical vs pond loops, and well water gets its own page on water quality and open-loop risk. Heating a shop or barn instead of a house changes the load and the loop, see geothermal for shops and barns.

What I measure before I recommend anything

  • Home load and ductwork. ACCA Manual J load, duct size, static pressure, airflow, return path, and whether the house can actually use the capacity being quoted.
  • Loop and water side. Loop pressure, pump operation, entering and leaving water temperature, flow in GPM, freeze protection, and any sign of a leak.
  • Heat pump operation. Electrical draw, control calls, blower operation, coil condition, refrigerant-circuit behavior, the desuperheater when there is one, and the manufacturer’s targets.
  • Money path. Cash, financing, what the utility program will actually document for your address, and whether waiting is smarter than forcing a project this year.

Loops outlast the equipment

The question I hear most after price is how long the loop lasts. Here is my answer from my own records, not a brochure: across 700+ geothermal jobs I have not replaced a single loop field. I have loops in the ground that are on their third generation of heat pump equipment. Same pipe, third unit. When I talk about a geothermal replacement, I mean replacing the unit. The loop stays. The Plastics Pipe Institute puts the design life of heat-fused HDPE loop pipe at typically more than 50 years when it is specified and installed correctly.

“We don’t replace the loops. They last.”Dave Hartzell, Hartzell’s Heat & Air, Kingfisher

Some numbers from my own records, which start in 2017 when my current job system went in: 250+ geothermal customers and 300+ geothermal systems, with plenty of homes running more than one. Across 727 completed geothermal jobs, loops were flushed or re-pressurized 169 times, condensate drains came up 163 times, refrigerant charge 115, loop pumps and flow centers 48, and compressors 13. The full table is on the real disadvantages of geothermal.

Several parallel geothermal slinky loop trenches cut in red Oklahoma dirt
Slinky loop trenches in red dirt, Kingfisher County.
Geothermal flow center and loop pumps mounted beside the indoor unit
A flow center and loop pumps. The pumps wear, the pipe does not.
ClimateMaster Tranquility geothermal heat pump installed by Hartzell in northwest Oklahoma, with water-source loop piping and brass fittings
A ClimateMaster Tranquility I installed in northwest Oklahoma.
Geothermal loop pump module upgrade in Piedmont, Oklahoma
A loop pump module upgrade in Piedmont.

What does wear is the stuff that moves or collects. The most common work I do on geothermal systems is flushing and re-pressurizing loops, because air works its way in over time, and clearing condensate drains. After that come refrigerant charge, loop pumps and flow centers, thermostats, and capacitors. Compressor failures are rare. If you are weighing an older system, whether an existing loop can be reused is usually the first question worth answering.

What geothermal work costs before the quote

I will not put a new-system price on a webpage, because the loop drives the cost and I have not seen your ground yet. For a unit replacement on a loop you already have, I did publish what my completed geothermal jobs actually cost. What I can pin down is what it costs to get a real answer.

If the upfront number is the thing standing in your way, the Full Coverage Geothermal Plan near the top of this page is the lease path, with nothing upfront. I broke it down on what geothermal costs per month, and compared it against buying on my geothermal lease page.

  • Geothermal diagnostic, $348 flat. Weekday or after hours, the same number. Geothermal does not take the $309 emergency rate. That $348 covers loop pressure, refrigerant charge, desuperheater, controls, and heat exchanger, and you get a written report and quote before I leave.
  • Geothermal tune-up, $348. A separate product from the diagnostic, priced the same on purpose.
  • Estimate on a new system, free. No truck charge to quote a replacement.

Geothermal maintenance plans. Geo One Visit Spring or Fall 360 is $360 a year, Geo Spring and Fall 360 is $428 a year, and Geo Full Year 360 is $499 a year. The plan names changed in 2026, so an older quote may list a name I no longer sell. Details are on my geothermal maintenance plans page.

I am IGSHPA accredited and a ClimateMaster GeoElite dealer, which is the reason I can measure a loop instead of guessing at it.

Commercial geothermal

I do commercial ground-source work as well as residential. A light commercial diagnostic up to 15 tons is $389 flat, day or night, and you can book it online. Above 15 tons I size the equipment on site and price it from there, because a building’s load is not something to guess at over the phone.

Where I install and service geothermal

My everyday heating and air trucks run seven counties: Kingfisher, Canadian, Oklahoma, Garfield, Major, Logan, and Blaine. Geothermal is different. For geothermal I travel across Oklahoma and into most of the states that border it, depending on the customer and the project. If you are in Tulsa, Coweta, or anywhere else in Oklahoma and you want a geothermal install, repair, or tune-up, call 405-375-4822 and tell me where the property is.

Questions Oklahoma homeowners ask me about geothermal

How much does a geothermal diagnostic cost in Oklahoma?

$348 flat, weekday or after hours. Geothermal is the exception to my emergency rate, so it is never quoted at $309. The $348 covers loop pressure, refrigerant charge, desuperheater, controls, and heat exchanger, with a written report and quote before I leave.

How much does geothermal heat pump installation cost in Oklahoma?

I will not put a number on that without seeing the property. The ground loop is the single biggest cost driver, and tonnage, soil, access, and existing ductwork move it a long way. The estimate on a new system is free, so the honest answer is to let me look and then quote it in writing.

Do you install geothermal in Tulsa or Coweta?

Yes, depending on the customer and the project. My everyday trucks run seven counties, but geothermal jobs have taken me as far as Lawton, Blackwell, Broken Bow, and Thomas. Call 405-375-4822 with your town and what you have, and I will tell you straight whether the trip makes sense.

Do you do commercial geothermal in Oklahoma?

Yes. Light commercial up to 15 tons is a flat $389 diagnostic, day or night, bookable online. Above 15 tons I size the equipment on site and price the work from there.

Is a geothermal tune-up the same as a geothermal diagnostic?

No, they are two different products that happen to cost the same $348. A tune-up is scheduled maintenance on a system that is working. A diagnostic is what I run when something is wrong or when you want a full performance audit before deciding on repair or replacement.

How much land do I need for a geothermal loop in Oklahoma?

Less than most people think. Acreage usually points to a horizontal loop, a tight town lot usually points to vertical bores, and a good pond changes the math again. I check access, soil, and water before I pick.

How long does a geothermal ground loop last?

Longer than the equipment. In 700+ geothermal jobs I have not replaced a loop field, and some of my loops are on their third heat pump. The parts that wear are the ones that move, like the loop pump.

How many geothermal systems has Hartzell’s worked on?

My records since 2017 show 250+ geothermal customers and 300+ geothermal systems across 700+ geothermal jobs. The years before 2017 are not in that system, so the real count is higher.

Do you do free consultations on the weekend?

Yes. Saturday and Sunday geothermal consultations are free. I look at the house, the yard and what is heating it now, size the system and walk you through the payment, at no charge and with no obligation. For geothermal I travel statewide, as availability allows. Call 405-375-4822 and I will tell you what weekend time is open.

Can I still have geothermal installed before Thanksgiving?

If we start now, the loop work and the install still fit before Thanksgiving, where the schedule allows. Geothermal takes longer than swapping a furnace because the loop goes in first, so the earlier I see the property, the easier it is to hold a date. I will tell you straight what is realistic once I look at the project.

Geothermal measurement guides

Use these when you are trying to make sense of loop pressure, water temperatures, flow, or a fault code:

What not to trust in a geothermal quote

  • A savings or payback number that was not built from your house, your utility rate, your existing equipment, and your loop choice.
  • A rebate amount that your utility’s current program and your service address do not both support.
  • A geothermal diagnosis that skipped loop pressure, water temperatures, flow, airflow, and electrical readings.
  • A troubleshooting answer online that walks you into the panel, refrigerant, pumps, antifreeze, wells, or loop piping. Those are jobs for a licensed tech. If something looks wrong, see when to shut the system down and call me.

Finished geothermal projects

Published at city level with customer details left out: a two-system install with drilled wells in Piedmont, a geothermal home in Okeene, and a three-floor lake house near Lake Texoma. For the soil, towns and utilities on my home side of the state, see geothermal HVAC in northwest Oklahoma.

For measurement details, see EWT, LWT, GPM, PSI, and Delta T. For appointment options, call 405-375-4822 or book online.

More geothermal homeowner guides

Where these facts come from

Prices are my current published prices and my own completed-job records since 2017, rounded down. Outside facts come from these sources:

Get a straight answer on your system

Call 405-375-4822 and tell me what the system is doing. If it needs eyes on it, the geothermal diagnostic is $348 flat and you get the report in writing.

Call 405-375-4822 Book online

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